1. The application materials filled in are not true.
Many cardholders will exaggerate their work units and income in order to apply for a successful card or even a high quota, so that they will not only fail to apply for a high-quota credit card, but will also be rejected.
2. There are too many credit cards.
If the applicant has too many credit cards on hand, the bank will think that the applicant is suspected of cashing out, so it will not be approved.
3. Bad personal credit information
It is overdue and even blacklisted by Bank of Communications. Applying for a credit card is easy to be rejected, and there is almost no possibility of "turning over".
You can call the bank's customer service phone to check the reasons for rejection, and you can apply again after three months.