The credit card repayment date does not refer to the time when the credit card is opened, activated or issued.

1. The repayment date is fixed by the bank. Generally, the card letter sent to you will state your billing date and repayment date.

2. The final repayment date is determined based on the billing date. If it is a credit card with a 55-day interest-free period, the final repayment date is generally 25 days after the billing date. If There is a 49-day interest-free period, and the final repayment date is the 19th day after the bill date.

3. There are two ways to repay credit cards:

1. Repay in full before the repayment date. You can repay as much as you have overdraft, without interest.

2. Installment repayment. After applying for installment from the bank, monthly repayment = overdraft amount/number of installments and installment handling fee.

4. Repayment can be made through bank counters, automatic deposit machines, online banking, and third-party payment platforms. Such as Alipay, Tenpay, etc.