It varies from person to person. The credit card application thresholds of various banks are basically the same, and are comprehensively evaluated based on the applicant's work situation, income level, property status, personal credit report and other conditions. The basic application conditions for Guangfa Bank Ctrip Super Platinum Credit Card are: Applicants must be over 18 years old and not older than 65 years old, have a Guangfa branch (outlet) in their place of work or residence, and have stable work and income. You can apply for Guangfa Bank Ctrip Super Platinum Credit Card.