Although it is not difficult to apply for a credit card now, it is still relatively difficult to apply for a high-value credit card. Many friends apply for a credit card with a limit of only 20,000 to 30,000. If they are less qualified users, they may have a lower limit, or even a dish card with only about 1,000. Is it necessary to cancel the credit card with a limit of 1,000? Make your decision after reading this article!

As for whether to cancel a credit card with a limit of only 1,000, everyone’s actual situation is different, so the appropriate choice is also different. If you have many credit cards under your name and the credit card itself does not have any special rights, there is actually no need to activate it and you can choose to cancel it. At the same time, such users also need to sort out the credit cards under their names and cancel other credit cards that are not commonly used or are useless, so as not to occupy the credit card quota under their names and bring unnecessary negative impacts. If you are a new user who does not have a credit card in your name, you can activate this card. Because successfully applying for a credit card is the key, and the current limit is not high does not mean that it cannot be increased in the future. As long as everyone can maintain good card usage behavior, it will be relatively easy to increase the credit card limit in the future.

If you want to increase the limit of your food card, you can use your credit card more often to let the bank know that you are the target group. Because your credit limit is relatively low, you can also proactively apply for a temporary credit limit to allow the bank to recognize your spending power. If you encounter some larger bills, you can apply for installment repayment to make more contributions to the bank and improve your internal impression score. In this case, the success rate of credit card limit increase is still relatively high. If you have enough financial resources, you can also submit corresponding documentary evidence, and the amount increase will be larger. However, when the quota increases to a certain level, it will be more difficult to continue to increase it, so everyone must be prepared.

There is a detailed introduction to the related technical issues of credit card limit increase. Interested friends can check it out.