To apply for a credit card, you need to prepare the following documents:

1. Proof of employment and income. You need to go to the bank to pick up this certification application form, fill in some basic information yourself, and then give it to your employer to stamp it with its official seal before handing it over to the bank.

2. Proof of social security payment. Proof of social security payment is a good proof of job stability, and the success rate of applying for a social security card will increase.

3. Certificate of deposit. If you have a bank deposit, the card applicant can issue a deposit certificate at the bank and then apply for a credit card from the deposit bank, which will increase the success rate of card application.

4. Vehicle driving license. If you apply for a car owner's credit card, you also need to provide the vehicle driving license.

5. Real estate certificate. If you want to apply for a large credit card, you can use the real estate certificate as proof of property.

6. Already have a credit card. If you hold a credit card from another bank, you can use it as an additional material for card application as long as it has been used normally for more than 3 months.

Notes on applying for a credit card:

1. The approval of the credit card limit is carried out by multiple people and multiple steps in the bank’s dedicated department, and the score will be based on the overall situation of the applicant. The scoring criteria include many aspects: the applicant's bank credit record, the nature of the workplace, age, marital status, position, income, real estate, cars and other assets. If you can also prepare the following materials when applying for a credit card, it will definitely improve the efficiency of card application and increase the credit limit for credit card approval: copy of driving license, copy of real estate certificate, large deposit certificate, stock fund, certificate of valuable assets, Copies of credit cards from other banks, etc.

2. The office phone number left when filling in the application form must be a valid fixed phone number, and someone will answer it. The bank will simply ask questions during the return visit, for example, does the unit have this person and what position it is. The application form must be filled in and signed truthfully. The bank will ask questions about several fields in the application form during the return visit, such as home address, whether you are applying and signing in person, etc.

3. After applying for a credit card and paying a return visit to the bank, you will enter the card production process. During this period, you can call the bank’s customer service number to check the progress and limit of the card application. The credit card will be sent to your home or work address by registered mail. After receiving the card, you need to call the bank to open the card and activate it (the activation steps are detailed in the letter). Except for a few credit cards that are completely exempt from annual fees, most credit cards have annual fees. Generally, if you swipe the card an average of 6 times, the annual fee will be waived.

4. It is free to apply for bank credit cards, but the more credit cards you apply for, the better. Applying for too many cards will affect the application of new cards and credit limits. It is recommended that the number of applications should not exceed 3.