If the payment is overdue for 5 days, you can continue to use the credit card after repayment.

Detailed instructions:

1. After a credit card is overdue for 5 days, it will generally be regarded as overdue. If the repayment is made at a later point in time, the normal use of the credit card can be resumed.

2. After repayment, you usually need to wait for a period of time, which may be a few working days or longer, before you can use your credit card again. The specific time depends on the bank's processing speed and system update cycle.

3. After repayment, make sure you have paid off all overdue amounts and pay the minimum repayment amount or the full bill on time to avoid overdue payments again.

4. If interest, late payment fees and other related fees are incurred during the overdue period, these fees need to be paid off in time, otherwise the credit record may be affected.

5. After repayment, it is recommended to contact the card-issuing bank to confirm the repayment status and inquire whether the suspension of the credit card has been lifted.

Summary:

After 5 days of overdue payment, you can generally continue to use your credit card as long as you repay the payment in time. However, you need to pay attention to the processing time after repayment, make sure to pay off all overdue amounts, and pay future bills on time to maintain a good credit record.

Extended information:

According to the regulations on the use of credit cards in mainland China, late repayment will have a negative impact on personal credit records. It is recommended to repay in full before the repayment date or on the latest due date to avoid overdue payments. If it is overdue due to special circumstances, you should pay off the balance as soon as possible, and proactively contact the bank to confirm the repayment status and lift the card's suspension.