Hello, this card friend, as long as you are over 18 years old, can provide proof of work income, and your personal credit record is good and not overdue, you can apply for a credit card normally. All you have to do is submit your relevant materials to the bank as required.

1: identification materials. If you are a domestic citizen, you only need to submit a copy of your personal ID card. If you are a foreigner in China, you need to submit your passport and residence permit. Compatriots from Hong Kong, Macao and Taiwan need to submit mainland passes.

2. Work and income certificate: including your work permit, your salary table or your labor contract;

3. Other financial information materials: In order to increase your pass rate, if you have your own property such as real estate, cars and bank deposits, you can organize them into materials and submit them to the bank.

If you don't pay social security or medical insurance at present, it may affect your success rate in applying for a credit card.

After preparing the above related materials, you can apply for a credit card. You can use the following channels.

1: You can apply for information directly through the Internet. At present, you apply for a credit card through online banking. Feedback from bank staff is generally slow and needs patience. ;

2. You can also call the bank customer service hotline to make an appointment;

3. handle it through mobile banking. When using this method, you need to fill in your personal information carefully to prevent the information from being filled in incorrectly due to negligence, which will bring you trouble;

4. Go to the bank business hall.