1, different application conditions
ICBC's black gold card is issued by invitation, which is limited to a few selected high-end bank customers. Private bank users with a number of approximately 1% are invited, and individual applications are not accepted.
Jinkaka mainly depends on whether the credit information and work are stable, and users with good credit information and stable work can generally handle it.
2. Different credit lines
The amount of ICBC's black gold card is about RMB 200-100000.
The gold card amount is generally 8000- 100000 yuan.
3, the difference between the annual fee
The annual fee for ICBC's black gold card is 5000 yuan.
The annual fee for a gold card ranges from 100-300 yuan, and it can be reduced or exempted after a certain number of swipes.
4. Different service specifications
ICBC's Black Gold Card can enjoy top honors, customized exclusive services and unparalleled global benefits, including all-day "on-demand" concierge service, VIP seats for various global events and top private clubs in major cities around the world.
Gold card only has preferential policies for general credit cards, and there is no specially customized service.
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