Overdraft interest is calculated and collected according to the actual overdraft withdrawal amount and the actual number of days in arrears from the transaction bookkeeping date. The overdraft interest rate is 0.5 ‰ of the daily interest rate, with monthly compound interest. If the minimum repayment amount is not paid before the due repayment date (inclusive), the bank will charge a penalty of 5% for the unpaid part of the minimum repayment amount. The specific calculation method of repayment penalty is: repayment penalty = (minimum repayment amount-paid amount) ×5%. You can call the customer service hotline to inquire about the specific amount owed.

If in doubt, please continue to consult the online customer service of Bank of China. If you have other business needs, please download the mobile banking APP of Bank of China or follow "Bank of China Micro-Banking" on WeChat to continue consulting and handle related business.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.