There are many channels for inquiring credit card credit limit, as follows:
1. Log in to Personal Online Banking of Postal Savings Bank-Credit Card-My Credit Card-Account Inquiry;
2. Log in to "Postal Savings Bank" Mobile Banking-Credit Card-My Credit Card;
3. Log in to the "Postal Savings Credit Card" mobile APP- Card Manager-Account Inquiry;
4. Log in to WeChat official account "Postal Savings Bank Credit Card"-Ding? Account. -My account.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: 7.0.5
1. Is it easy to apply for a postal credit card?
The credit card quota of Postal Savings Bank is higher than that of the five major banks, and the rate is lower than that of the five major banks. It has strict restrictions in some fields, so it is not easy to apply. For example, employees of enterprises apply for contract workers of large enterprises, and government personnel must also be contract workers. If it is a labor dispatch, it will be difficult to pass. Small and medium-sized enterprises give priority to management, and it is difficult for ordinary employees to apply. It is not easy for others to apply. For example, an individual boss needs to provide postal services for six months, and even if the application is passed, the amount is not high.
Second, how does the postal credit card increase the credit card limit?
How does postal credit card increase the credit card limit?
1, credit card consumption is more, compared with online consumption, physical store consumption credit rating is higher;
2. Pay in installments and repay on time. In this way, banks can make money and the credit card quota will increase rapidly;
3. Don't apply for temporary withdrawal on holidays, but you can apply for long-term withdrawal at ordinary times;
4. If you want to greatly increase the credit limit when applying, you should carefully prepare various credit certificates, such as income certificate, real estate certificate, mortgage purchase certificate, automobile property certificate, bank deposit certificate, etc. Don't bother, because the more sufficient materials mean that you can successfully apply for a high credit limit.
3. What is the annual fee for postal credit card?
If it is a postal credit card, most of them are free of annual fee within the validity period, and a few of them charge an annual fee of 50- 125 yuan; Gold card general annual fee 125 yuan. If you want to waive the annual fee for the next year, you need to swipe your card within this year, and you can waive the annual fee for the next year after six times. If it is a platinum card, the annual fee is mostly 2600 yuan a year, and there is no annual fee-free policy.