After the car dealer selects the car to buy, the credit card holder prepares relevant materials, including the car purchase contract, ID card, income certificate, etc. , and go to the business outlets of Ping An Bank, and submit information to apply for credit card installment car purchase. After accepting the application, the bank shall review the application materials. For users who pass the examination, Ping An Bank signs a contract with them and then goes through the relevant formalities. After the formalities are completed, the credit card holder can take his credit card to the car dealership to pick up the car.