2. Job Requirements: Have a stable work unit, income and fixed residence.

3. Credit requirements: no bad credit record.

4. The sum of the applicant's daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between RMB 654.38+10,000 yuan (inclusive) and RMB 500,000 yuan (exclusive) or equivalent foreign currency. If the applicant has opened an account for less than three months, the average daily financial assets and loans for three months shall be calculated by dividing the natural days of rolling for three months (including the current month) before the rating month.