ICBC's card is the most user-friendly, with a fixed billing date and repayment date, no need to remember the repayment date, and the installment interest rate is also the lowest. Online banking is strong and it is difficult to withdraw cash.

The card of Agricultural Bank of China is as real as that of farmers, which is unobtrusive, with low installment rate and ordinary online banking function, so it is not easy to raise the amount.

China Bank's card is flashy and not very practical. The biggest advantage is that the temporary quota is easy to mention, but the fixed quota is difficult to mention.

The investment promotion service is very good, the interest-free period is relatively short, the online banking is strong, and it is easy to withdraw the amount.

Huaxia is similar to ABC, but the points are worthless.

Xingye and China Merchants are somewhat similar, with many activities and easy exit. It is said that there are restrictions on large consumption.

Bank of Communications didn't do it, but I know it is the most difficult to use, and it is often stopped by the wind.

To sum up, it is recommended to apply for ICBC and ABC cards. If you want a higher quota, you can do China Merchants Bank and Xingye Card.