Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.
When handling outlets, you need to bring proof of work income (work permit, employment certificate, tax bill for the last three months, social security bill, provident fund bill, etc.). Not all of them are required, but some of them are optional). If you can attach some financial certificates, such as real estate, automobile production, CCB deposits, etc., it will be very helpful to handle the card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )
If the information is complete, it will generally be approved within 20 working days (almost one month) after the application. After the application, you can check the progress on the credit card website of CCB.
In addition, most of CCB's credit cards (except car cards) can be swiped for a certain number of times without annual fees. For example, Puka and Gold Card can be swiped three times a year, free of annual fee; Platinum cards can be swiped ten times a year, and there is no annual fee. There is no limit to the amount. Credit card consumption, online shopping and cash withdrawal can all be done, which is quite easy to realize.