According to Tianji.com's inquiry, Thai Black Card is a special credit card, which is usually issued by Thai banks or financial institutions. Its appearance is usually black, hence its name. The difference between Thai black card and ordinary credit card is that the credit limit is higher and the scope of use is wider. Thai black cards can usually be used to buy luxury goods, tourism, medical care and other high-end consumption, but also can be used in investment, wealth management and other fields.

Thailand's black card application threshold is high, which usually requires applicants to have high credit score, stable income and high net asset value.