Bank of Communications cash installment requires uploading consumption vouchers.

1. Those who have applied for Bank of Communications credit card cash installment business need to upload consumption vouchers. Cash installment is a consumer loan, and the money can only be used for consumption.

2. The purpose of uploading consumption vouchers is mainly for the bank to review whether the cash installment user's fund use complies with the bank's regulations. Once the bank detects that the purpose of the funds is not for consumption, the bank has the right to require the user to repay the remaining unpaid principal in one go.

3. Basically, when you go to apply for cash installment with Bank of Communications, after the application is successful, you will receive a text message from Bank of Communications on your mobile phone, claiming to upload the consumption voucher. The customer service staff of the Bank of Communications said that this text message is the default text message sent by the Bank of Communications system as long as the customer handles the cash installment, and the customer is required to upload the consumption voucher.

4. Consumption vouchers usually do not need to be prepared deliberately. When you use a credit card to consume at the POS machine, the purchase order will usually be automatically printed. If it is online shopping, some merchants will mail the contract and invoice. Just keep the various vouchers you receive and submit them directly when the bank asks for them.

5. However, it should be noted that if the consumption voucher provided does not pass the bank's review, the bank will not only require full repayment, but may also reduce the credit card limit or block the card. If you encounter this situation, you can try to communicate with the bank. If the communication fails, then cancel the credit card after paying off the outstanding balance.

6. The last thing to remind is that if you don’t have consumption vouchers, don’t ask someone to issue fake invoices on your behalf. Doing so may directly put you on the bank’s blacklist, and you will be required to handle various businesses of this bank in the future. may be rejected outright.

Consumption voucher is a receipt or invoice after consumption. For example, invoices in shopping malls, receipts after swiping cards at POS machines, and consumption vouchers can prove the purpose of the user's credit card or loan. Sometimes banks will require users to provide corresponding proof of consumption to verify whether users have violated regulations such as cashing out. Therefore, users can retain these credentials. It should be noted that no matter what kind of consumption voucher, it must match the consumption date, otherwise the bank will regard it as an invalid consumption voucher and need to provide a new certificate.