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Can I use my own money with a Bank of Communications credit card?

Yes.

1. Customers holding bank credit cards can transfer funds within the credit card limit to their bank accounts through self-service settings or contact customer service. This operation is often referred to as "withdrawing" or "withdrawing money."

2. It is also feasible to use a credit card to pay yourself, such as transferring money from a credit card account to your own Alipay or WeChat account.