the annual fee for the following year is exempted if you swipe your card for more than 12 times (inclusive).

GDB Platinum Credit Card: if you spend three times (inclusive) within 9 days after issuing the card, you will be exempted from the annual fee for the first year if you spend 88 yuan (inclusive) for each time, and the annual fee for the next year will be exempted if you spend more than 12 times (inclusive).