1. Applicable crowd, business card: This card is a real-name registration system card issued by the bank specifically for business travelers, and is only for the cardholder's own use. Credit card: Business cards are actually a kind of credit cards, so credit cards are widely used.
2. The annual fee and the annual fee of the business card are paid by the company in a unified way, and individuals do not need to pay; The annual fee for ordinary credit cards is paid by individuals.
3. Primary and secondary cards, and the business card has no primary and secondary cards; Ordinary credit cards generally have a primary card and a secondary card.
4. Repayment method: After using the business card, the cardholder can choose to repay by the company or by the individual, but generally, after the credit card is overdrawn, it needs to be repaid by the individual.
Commercial credit card, called "CorporateCard" in some places, is a credit card specially designed for official business, which means that a company applies to the bank for credit card consumption when its employees go abroad for business trips. After the employee signs the bill with the company card, the company pays the bill directly, which can save the traditional procedures of employee reimbursement and payment application. Moreover, the company's accounting department can reconcile according to the monthly consumption list compiled by the bank, which saves a lot of trouble or further strives for quantity discount.