When you apply for a credit card, if the company doesn't have a landline, you can reserve a phone number where you can inquire about your personal work, or fill in the landline phone numbers of relatives and friends, but remember to tell them in advance that the bank will answer the phone for you when calling.

Basic conditions for applying for a credit card:

1. The applicant must be at least 18 years old.

2. Have full capacity for civil conduct and a legal and stable source of income.

3. They are China people with good credit, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan.

There are two channels for credit card application: online and offline.

Online credit card application process:

1. Click the "Apply for Credit Card Online" link on the homepage of the credit card website to enter the application page (or click the "Apply" link of a product to enter the product application page);

2. Select the location, application card type, customer type and whether there is an online banking shield-new users choose no online banking U shield;

3. Read and sign the payment agreement;

4. Complete the application materials;

5. Submit the application information after confirmation;

6. If it passes, a face-to-face short message will be sent. After receiving the face-to-face signing SMS, customers can apply for face-to-face signing at any bank outlet near the address of the statement as soon as possible with the SMS and my ID card.

Offline outlet application:

1, first prepare the application materials needed for the application;

2. Go to the bank outlet to get the application form;

3. Submit it together with the application materials after completion;

4. Just wait for the audit results.