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What should I do if I want to cancel my credit card? What should I pay attention to?
1. Cancel the credit card at the bank counter. Knowing clearly that your ICBC credit card has met the cancellation conditions, you can cancel your credit card at any ICBC. You need to bring your ID card, credit card and other important information when you cancel. The bank teller will accept the application and help you cancel your credit card.

2. Call the ICBC credit card service hotline to cancel the credit card. After receiving the call, the customer service staff will accept the application for canceling the credit card, and then you can operate according to the customer service requirements.

Tips: If the card needs to pay an annual fee, it is recommended to continue to use the card, and then cancel the card after reaching the annual fee reduction standard.

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Precautions for canceling credit cards

1, card cancellation ≠ account cancellation. Credit card cancellation is periodic, and it takes 45 days to officially complete the cancellation. But many people think that card cancellation is equivalent to account cancellation. In fact, this is not the case, because after the card is cancelled, the bank has to confirm whether you have any arrears, such as SMS management fees. Therefore, it is necessary to clarify the difference between the cancellation of cards and the cancellation of accounts.

2. Don't use the credit card again before the credit card cancellation takes effect, otherwise the credit card cancellation will be automatically cancelled, which means you haven't cancelled your credit card.

3. If the cancellation of the credit card has taken effect, it is suggested to cut off the magnetic stripe of the credit card to prevent the credit card from being stolen.

China Industrial and Commercial Bank-Credit Card Account Cancellation Method