The credit card gold card represents a higher credit card category. This level of credit card provides higher credit limit, more benefits and privileges and better customer service than ordinary credit cards. The gold card requires the applicant to have certain financial strength and credit history, ensure the ability to repay debts and maintain a good credit record.
Therefore, gold card holders are regarded as high-quality customers of banks and enjoy higher-level services and treatment. This classification helps banks to distinguish different customer groups, provide more personalized and accurate financial services, and also reflects the credit status and financial strength of customers in banks.