Credit card slang: What do "moving bricks", "wool" and "leg hair" mean?
Just like "Zongzi" and "Ghost Blowing Lamp" in Tomb Raider Notes, the credit card industry also has its own argots. In this issue, Mr. Aika will share these argots with you.
Basic common words
Brick
"Brick" specifically refers to 10,000 yuan, and "brick" means depositing money in a bank to obtain a high-end debit card or Credit card placement opportunities. For example, the CMB Golden Sunflower card application requirement is 50 bricks, which means 500,000 yuan.
The term "brick" comes from the appearance of ten thousand yuan, which looks like a red brick.
Wool
Credit/bank card points or activities that can obtain benefits/rights, "wool", that is, through activities to obtain points or use benefits/rights, such as Pudong Development AE The free three-time airport pick-up and drop-off, 9 CITIC points benefits, etc. can all be called "wool".
Wool comes from the sheep, and "gathering the wool" usually requires time or money. Occasionally it is free, and sometimes it is "reversely harvested", which means that the time/money cost is greater than the wool itself.
At present, the concept of "wool" is no longer limited to banks, but has been extended to hotels and airlines, and is divided into "small wool" and "big wool".
Guiyuan
At first it referred to beautiful female bank tellers, and later it generally referred to tellers.
Protection fee
The installment fee or handling fee paid by cardholders in order to apply for a card or increase the limit.
Black Room
Early referred to the VIP room of China Merchants Bank. Later, it generally referred to the blacklist of cardholders who entered the bank due to violations, refunds, etc., such as the Black Room of China Merchants Bank. Houses (temporary quotas cannot be raised, etc.) and Pudong Development’s small black houses (single digit red envelopes), divided into short-term and long-term.
Apply for a card using a card
As the name suggests, you can apply for a card from another bank through the bank card you already hold. If you hold Pudong Development Super White, you can use it as one of the application materials when applying for China Merchants Bank AE White/Private Banking. Similar to this is the term "matching" for hotel membership cards. Holding an SPG Gold Card can match Marriott Gold. Unlike bank cards, such "matching" is done for different hotel memberships of the same company.
Leg Hair Card
A card that uses ATM machines to withdraw cash and then repay the money in exchange for credit card points, such as the "Leg Hair Card" of China Merchants Bank, which waives the formalities for the first cash withdrawal every month Fees - YOUNG card, GQ co-branded card, Weibo master card, etc. You can get 100 points every time you withdraw 2,000 yuan from a single card.
China Merchants Bank's "leg hair stuck" problem has become a last resort since May this year.
Bank
Xiao Zhao-China Merchants Bank
The homophonic pronunciation of "Zhao" is sometimes spoofed as "bad bank".
Aunt Bank-Industrial and Commercial Bank of China
It is said that most of the tellers in other banks are young women. ICBC takes the "Lufthansa" route, and most of the tellers are older women. It is jokingly called "Aunt Bank", and some cardholders also call ICBC "Universal Bank". This is because ICBC once had the highest market value among many banks, so it was jokingly called "Universal Bank". Mr. Aika prefers "Aunt Bank" , seems friendly.
Abolition of Bank - China Guangfa Bank
I have to admire the wonderful idea of ??cardholders, who combined "Guang" and "Fa" into one, and the "Abolition" of Bank was thus Come.
Mr. Aika feels that the term "bank abolition" reflects the low cost performance of China Guangfa Bank's credit cards. However, China Guangfa Bank has made great efforts recently and is a promising stock.
Monkey Bank - Shanghai Pudong Development Bank
Card issuance is arbitrary and irregular. For example, AE is white. Some cardholders can apply online in seconds, while some cardholders have a lot of credit cards, and other banks are high-end. The card blessing was rejected instantly, so card friends nicknamed it "Monkey" or "Monkey Walk";
Some card friends said that Pudong Development Bank once held a "Great Sage" event and got its name. Mr. Aika even said I like the former expression.
Brick Bank - Bank of China
The credit card limit is provided entirely based on deposits, so it gradually became known as "Brick Bank".
Card Organization
International credit card organization, bank card transfer clearing agency, bank card clearing business refers to the responsibility for multiple banks or franchises engaged in financial business when bank cards are traded across banks. Liquidate funds between institutions (non-financial payment institutions) and assist in completing fund transfers.
There are currently six major card organizations:
VISA International, abbreviated as V
MasterCard International, abbreviated as M
American Express International Co., Ltd. (AmericaExpress), abbreviated as AE
China UnionPay Co., Ltd. (ChinaUnionPayCo., Ltd.) has no English abbreviation. . .
Diners Club
JCB Japan International Credit Card Company (JCB)
Others
There are also some such as LLJ , TD, TX, big chicken, small chicken, etc. will not be mentioned here, everyone can understand them.
Okay, that’s it for this issue’s guide on how to “hack” credit cards for newbies, hoping to help more novice cardholders get started quickly.
What does plucking wool mean?
Plucking wool originally followed Aunt Baiyun’s practice of “plucking wool to knit a sweater” in the Spring Festival Gala sketch, and is defined as “plucking wool”. The so-called profiteering refers to online earning people using various online financial products or red envelope activities to promote offline sales to make money. It also generally refers to collecting preferential information from various banks and other financial institutions and various merchants to achieve the purpose of profit.
This type of behavior is called fleecing. For now, the definition of "grabbing" is not limited to the Internet financial field, but has penetrated into all areas of society. Takeaway coupons, reductions and exemptions, free phone bills, free data and many other activities can be called "grabbing" .
Extended information:
The word "wool" is not inherently associated with P2P. According to online explanations, most of the people who collect wool are mainly people born in the 1980s. They are interested in some preferential activities carried out by banks and other financial institutions and various merchants, so as to obtain discounts and even monetary returns. It is also considered to be a common practice among financial management people. One of the techniques. In the past two years, there have been many cases of "snatching money" by paying attention to credit cards.
What does "picking wool" mean?
"Holding wool" means that online earners use various online financial products or red envelope activities to make money by drawing commissions. It also refers to collecting money from various financial institutions and many merchants. discount information to make profit.
In many online earning QQ groups or WeChat groups, the concept of shedding wool often appears. Many people want to know what exactly shedding wool means? What are the benefits of shearing wool? Let us find out together below.
Detailed content
01
The definition of "harvesting" is not limited to the Internet financial field, but has penetrated into all areas of society, such as takeaway coupons, Many activities such as discounts, free phone bills, free data, etc. can all be called profiteering.
02
If it is within the rules of the platform, wool harvesting activities are completely reasonable and legal. However, some wool harvesting situations may involve illegal activities.
03
Use hacker software to search for platform system vulnerabilities, and use hackers to operate recharge vulnerabilities, causing the platform to lose hundreds of thousands, millions or even tens of millions overnight. Such situations involve crimes, crimes, financial crimes and other illegal and criminal activities.
04
There is a BUG in the platform itself. Using this BUG to gain crazy registration discounts is illegal. This kind of wool harvesting behavior is illegal.
05
The word “wool” is not inherently associated with P2P.
According to online explanations, most of the people who collect wool are mainly people born in the 1980s. They are interested in some preferential activities carried out by banks and other financial institutions as well as various merchants, so as to obtain discounts and even monetary returns. It is also considered to be a common practice among financial management people. One of the techniques. In the past two years, there have been many cases of "snatching money" by paying attention to credit cards.
What does the Internet slang "sheeping wool" mean?
Refers to the fact that mainly young people have a strong interest in some preferential activities carried out by banks and other financial institutions and various merchants, and a group of people have emerged to collect information from various banks and other financial institutions and various merchants. The preferential information of similar merchants is widely disseminated on the Internet and among friends. This behavior is called gathering (hāo) wool.
At present, the definition of "harvesting wool" is becoming more and more broad, and it has crossed the definition of the financial industry and penetrated into various fields. Didi Taxi and other taxi and ride-sharing apps give out vouchers, Meituan takes out, and Hungry Taxi Many activities such as the meal ordering and discount activities, Baidu Wallet, free phone calls and data recharge, can all be called profit-making activities.
In fact, the word “wool” is not inherently associated with P2P. According to online explanations, most of the people who collect wool are mainly people born in the 1980s. They are interested in some preferential activities carried out by banks and other financial institutions and various merchants, so as to obtain discounts and even monetary returns. It is also considered to be a common practice among financial management people. One of the techniques. In the past two years, there have been many cases of "snatching money" by paying attention to credit cards.
What is the meaning of "wool"?
The so-called "wool" refers to online earning people using various online financial products or red envelope activities to promote offline sales to make money. It also generally refers to collecting money from various banks, etc. Preferential information from financial institutions and various merchants to achieve profitability. This type of behavior is called fleecing. For now, the definition of "grabbing" is not limited to the Internet financial field, but has penetrated into all areas of society. Takeaway coupons, reductions and exemptions, free phone bills, free data and many other activities can be called "grabbing" .
The origin of wool plucking
The original meaning of "plucking wool" refers to the fact that in the past, when poor people herded sheep for rich families, they secretly pulled some wool from the sheep, and each pulled a very small amount. A little can make a lot, and can be used to make clothes, etc. Following Aunt Baiyun's practice of "gathering wool to knit a sweater" in the Spring Festival Gala sketch, it is defined as "gathering wool". In the Spring Festival Gala sketch, she was said to be too stupid and only pulled the wool from one sheep. As a result, the wool fell off too quickly and was discovered by others. Moreover, these sheep are the property of the public, and the wool is naturally the property of the public. Wool was public property, which was a serious political issue at the time.
The case of shearing wool
In the spring of 2015, the Bank of Communications credit card released content closely related to shearing (hāo) wool. For example, it launched: 1. Weekly brush; monthly; Recommended - Successfully recommended 3 people to apply for a card and get a 7-inch tablet, 6 people to apply for a card to get a 10-inch tablet; 2015 Redtest Friday refueling event; 2015 Redtest Friday supermarket event; 10 times points for overseas consumption; 19.99 off Pizza Hut for purchases over 120 yuan Yuan; if the mobile terminal is successfully bound, you will receive a 10-yuan card bonus, etc. The concept of "Shuangmao" is proposed to lead cardholders to participate in the credit card activities while creating higher-value consumption habits, allowing users to improve their quality of life while enjoying "Shuoyang". Wool brings happiness, and cardholders can also check their wool harvesting results in real time through the official website of the credit card. [These are the best manifestations of shearing wool.
The 2015 Bank of Communications wool harvesting campaign lasted from January to October 2015. The total amount of money stolen was nearly 900 million yuan, and the number of "wool harvesting parties" was nearly 25 million. Prizes such as Lenovo tablet computers, Asus tablet computers, Specialized mountain bikes, Deshilang 12-piece knife set, and Philips bread machines were given away. In terms of credit cards alone, the first place received more than 60,000 credit cards. As for making money while doing it, the maximum amount that a single person can earn exceeds 23,000 yuan.
What does plucking wool mean?
Plucking wool originally followed Aunt Baiyun’s practice of “plucking wool to knit a sweater” in the Spring Festival Gala sketch, and is defined as “plucking wool.”
The so-called profiteering refers to online earning people using various online financial products or red envelope activities to promote offline sales to make money. It also generally refers to collecting preferential information from various banks and other financial institutions and various merchants to achieve the purpose of profit.
This type of behavior is called fleecing. For now, the definition of "grabbing" is not limited to the Internet financial field, but has penetrated into all areas of society. Takeaway coupons, reductions and exemptions, free phone bills, free data and many other activities can be called "grabbing" .
At present, the definition of "harvesting wool" is becoming more and more broad, and it has crossed the definition of the financial industry and penetrated into various fields. Didi Taxi and other taxi and ride-sharing apps give out vouchers, Meituan takes out food, and Hungry Taxi Many activities such as the meal ordering and discount activities, Baidu Wallet, free phone calls and data recharge, can all be called profit-making activities.
Extended information:
Case
In the spring of 2015, Bank of Communications Credit Card released content closely related to hāo wool, such as its launch:
Swipe every week; recommend every month—successfully recommended 3 people to apply for a card and get a 7-inch tablet, and 6 people to apply for a card and get a 10-inch tablet; the 2015 Redtest Friday refueling event; the 2015 Redtest Friday supermarket event; overseas 10 times points for spending; instant discount of RMB 19.99 for purchases over RMB 120 at Pizza Hut; successful binding on the mobile terminal to get a RMB 10 card credit, etc.
The concept of "squeezing wool" is aimed at leading cardholders to participate in this credit card activity. At the same time, it can create higher value consumption habits, allowing users to improve their quality of life and enjoy the joy of wool harvesting. Cardholders can also check their wool harvesting results in real time through the official website of the credit card. These are the best manifestations of shearing wool.
In 2015, the Bank of Communications wool harvesting activity lasted from January to October 2015, with a total amount of nearly 900 million yuan seized, and the number of "wool harvesting parties" was nearly 25 million. Prizes such as Lenovo tablet computers, Asus tablet computers, Specialized mountain bikes, Deshilang 12-piece knife set, and Philips bread machines were given away.
In terms of credit cards alone, the first place received more than 60,000 credit cards. As for making money while doing it, the maximum amount that a single person can earn exceeds 23,000 yuan.