It is easier to apply for an Agricultural Bank of China credit card through Youwodai. It is relatively easy to apply for an Agricultural Bank of China credit card. As long as you meet the credit card application conditions and have the ability to repay, the probability of your application being approved is generally low. Agricultural Bank of China credit card application conditions: Applicants must be over 18 years old. Have the ability to repay, have a stable job and legal income. The personal credit report is good and there is no record of bad behavior. The applicant needs to sign.