ICBC credit card replacement method: Peony credit card is generally valid for no more than 5 years. The expired card can no longer be used, but the contract is still valid. If you need to continue to use your card, please apply for card replacement through online banking, card issuers or customer service hotline. If you don't want to change your card for the time being, please inform ICBC one month in advance, and ICBC will reserve the card number for you for a certain period of time; If you need to continue to use your card in the future, you can apply to ICBC for card replacement.