It takes about 15 to 30 working days for the Shanghai Pudong Development Bank credit card application to be approved. If there are holidays or special circumstances in the process, it may be postponed. The Shanghai Pudong Development Bank credit card application review process is not simple. It requires multiple steps such as preliminary review, credit check, card production, and card delivery. In addition to reviewing the applicant's information, the preliminary review may also require a telephone interview.

Credit Card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The role of credit cards:

It facilitates people’s lives and saves them the trouble of carrying cash. There are no geographical restrictions on the use of credit cards. No matter where the card is swiped anywhere in the country, as long as there is UnionPay logos can be swiped, and there is no handling fee;

You can participate in various discounts and discounts organized by merchants and banks;

Points earned by swiping cards can be redeemed for gifts;< /p>

Timely repayment after swiping the card can improve personal bank credibility.

Purpose of credit card:

Shopping.

Microcredit.

Save money.

Save money when shopping.

Credit card value-added services, get cheap insurance and travel.

Credit certificate.

Cash withdrawal methods using credit cards are:

Cash withdrawal at the counter:

Card holders can bring their credit card to any bank counter, submit a cash withdrawal application to the staff, and then You can withdraw cash after entering the withdrawal password with its help.

Bind the card to withdraw cash:

Card holders can bind the credit card to a peer savings card in credit card online banking, then transfer the credit limit to the savings card, and then use Debit card consumption is also called cash withdrawal.

Withdraw cash from an ATM teller machine:

Insert the credit card into the ATM teller machine, enter the payment password of the credit card, select cash withdrawal, then enter the cash withdrawal amount, and finally confirm.

The methods of credit card repayment include:

ATM repayment. Cardholders can go to the bank's ATM machine, insert the card for deposit, and deposit the money into the credit card to repay the money.

Mobile banking repayment. All major banks have mobile banking software. Once installed on your mobile phone, you can repay credit cards.

Alipay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage to repay after binding the credit card.

WeChat repayment. There is a credit card repayment function on WeChat. Click "Me" - "Pay" to see the "Credit Card Repayment" function.