Can be specific as follows:
First of all, to apply for a credit card as an individual industrial and commercial household, you need to provide the following materials:
First: you need to prepare a business license and a copy;
Second: identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and the soldiers need to provide a copy of the military ID card;
Third: debit card and copy;
Fourth, some banks also need individual industrial and commercial households to provide tax registration certificates, three-month tax payment certificates and other information.
Note: Information required for unlicensed self-employed households to apply for credit cards: If you have savings and real estate, and can show proof of real estate or assets, you also have a great chance to get off the card.
Can self-employed people apply for credit cards?
Yes \ 1. There are two main requirements for credit card application:. Age requirement: 18-60 years old; Have a stable job and income source. 2. Materials and certificates to be provided when handling: For domestic residents, only complete and signed application form, identity certificate, residence certificate and income certificate are required; Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit; If it is a private owner, in addition to the above information, it should also provide a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date. 3. If you want to apply for a credit card with a large amount, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc. Four. Handling method: bank counter application; , credit card official website application; , apply to the bank credit card salesman; You can apply on WeChat;
Can I apply for a credit card only if I have a self-employed business license?
Self-employed business licenses can apply for credit cards, but they must have ID cards and mobile phone numbers.
You can apply for a credit card by providing a business license. However, banks generally have a strict review of self-operated business, which is generally not easy to pass. However, they can provide more asset certificates to banks, which will help improve the efficiency of examination and approval and obtain an ideal quota.
Proof of assets can be your own house, including your residence, business, shops and so on. It can also be a copy of the land and vehicle certificate, or a copy of the purchase certificate of funds, government bonds, corporate bonds, insurance, stocks and other securities. The more materials there are, the more powerful it is, and the more likely it is that the bank will pass the audit.
Extended data:
In principle, all China citizens, foreigners with the right of abode in China and compatriots from Hong Kong, Macao and Taiwan can apply for credit cards as long as they meet the basic conditions for applying for them. But among the basic conditions for applying for a credit card, it is very important to have a stable formal job.
Compared with ordinary bank savings cards, credit cards can be used for ordinary consumption without cash in the card. In many cases, it is enough to return the consumption amount on time.
Overdraft consumption does not require deposits, and can enjoy an interest-free period of 20-56 days, and repay the principal and interest on time. It is known that the validity period of domestic credit cards is generally three to five years.