Current location - Trademark Inquiry Complete Network - Overdue credit card - Why do some bank cards have my name engraved on them, but those who go directly to the counter don't?
Why do some bank cards have my name engraved on them, but those who go directly to the counter don't?
There are three kinds of cards with names engraved on them:

1, credit card;

2. Bank VIP savings card;

3. Provident fund card.

Go straight to the counter and get it right away, because it takes time to make cards, and the pre-made cards have no names. Of course, some prefabricated cards can also be taken directly from the counter, so that the teller can type your name on the spot. It depends on Kane outlets.

Extended data:

The characteristics of quasi-credit cards mainly include:

(1) Generally, it is necessary to pay a deposit or provide a guarantor to apply for a quasi-credit card;

(2) Interest is calculated for deposits in quasi-credit cards;

(3) Quasi-credit cards can be overdrawn, but there is no interest-free repayment period for overdrawn funds. Interest shall be calculated from the date of overdraft and must be paid off in one lump sum, with no minimum repayment amount.

As a transitional product in the development of China's credit card industry, quasi-credit cards are gradually withdrawing from the historical stage. In our real life, the use and significance of quasi-credit cards are gradually decreasing.

Application and loss reporting of bank cards

The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.