1. The installment fee rate of Bank of Communications credit card is .72%/ period, and the repayment amount of each period = installment principal * installment fee+installment principal/number of installments = 5 * .72%+5/24 = 36+283.3 = 2443.3 yuan/period < That is, the monthly interest rate is 1.5%)

Definition of minimum repayment amount: The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can make repayment according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 1% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

Extended information

Handling method of credit card consumption by stages of Bank of Communications

Single consumption can be handled by online banking, mobile banking, SMS, customer service and other channels of Bank of Communications.

1. Online banking:

Log in to Bank of Communications online banking → credit card → credit card installment payment → I want installment, and you can apply for single consumption installment and balance installment here.

the operation steps of online banking to cancel installment payment are as follows: log in to Bank of Communications online banking → credit card → credit card installment payment → early termination.

2. Mobile banking:

Log in to Bank of Communications Mobile Banking → Financial Services → Credit Card → Installment Payment → I want to be in installments.

the operation steps of canceling installment payment by mobile banking are as follows: logging in to Bank of Communications Mobile Banking → financial services → credit card → installment payment → early termination.

3. SMS processing:

Edit SMS CC and send it to 95559 by dividing it into # last 4 digits of card number # amount # period number.

4. Telephone handling:

Call the customer service hotline of Bank of Communications at 4-8-9888 for handling.

Note: Once the installment payment is successfully processed, the number of installments cannot be changed. If you need to end the installment in advance, the fees received will not be refunded, and the remaining fees will be paid in one lump sum.

Bank of Communications official website-Customer Service