How to report the loss and reissue of Everbright Bank credit card? How much is the handling fee?
Because people often use credit cards in daily life, sometimes they inevitably make mistakes. They may accidentally lose their credit cards, or if they are damaged and cannot be used anymore, they need to report the loss and get a replacement. As for credit card loss and replacement, each bank will have different standards. Today, I will first explain to you how to report the loss of a Everbright Bank credit card and how much is the handling fee.
How to report the loss and reissue of Everbright Bank credit card?
1. Online banking processing
You can first log in to the personal online banking of China Everbright Bank. After logging in, enter the personal account interface, select "Account Management", and then click "Report Account Loss". Handle the loss report business, and then reissue it after the loss is reported.
2. Customer service hotline processing
You can call China Everbright Bank’s customer service hotline 95595 or 400-788-8888. After dialing, follow the voice prompts to perform the operation yourself, or transfer to manual processing. Service, let customer service personnel handle the loss report and reissue business.
How much is the handling fee for reporting the loss of a Everbright Bank credit card?
1. Loss reporting fee
The loss reporting fee for Everbright Bank credit cards is 50 yuan per card, but some cards will have different arrangements for the loss reporting fee based on the card type. The loss reporting fee will be deducted directly from your credit card account when you handle the loss reporting business.
2. Reissue fee
The reissue fee for Everbright Bank credit card is 20 yuan per card. Some cards will have additional requirements for reissue fees due to the material of the card.
The above is the answer to "How to report the loss and reissue of Everbright Bank credit card? How much is the handling fee?" If you want to report the loss and reissue of Everbright Bank credit card, you can call the customer service number or log in to personal online banking. . The operation is very simple and convenient. You only need to pay a certain handling fee after completing the loss report and reissue business.
Everbright Credit Card Replacement Process
After losing your Everbright Credit Card, you can call to report the loss first to ensure the safety of the account funds. Then go to the bank business hall and fill out the loss report application form. After the loss report is successful, take it and keep it properly. The report of loss will not officially take effect until seven days later. You can go to the bank with your ID card to apply for card replacement. There is a cost of ten yuan to apply for a new credit card. To check the progress, you can go to the dedicated page for checking the progress of China Everbright Bank's credit card application. According to the page prompts, first select the type of certificate you used when applying for the credit card, and then enter your name and the certificate number corresponding to the certificate to check.
China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.
As of the end of June 2021, China Everbright Bank has established 1,299 branches in the country, achieving full coverage of the domestic provincial administrative regional service network. The institutional outlets radiate to 149 economic center cities across the country. In 2021 China Everbright Bank ranks 32nd in the "Top 1000 Global Banks" list, and 25th in the 2021 "Top 500 Global Bank Brand Value Rankings". . Accelerating its international layout, the Hong Kong Branch, Seoul Branch, China Everbright International, China Everbright Europe, and Luxembourg Branch have been opened and operated one after another. The Sydney Branch has applied for the establishment, and its social responsibility has become increasingly evident. It has continued to support the "Water Cellar for Mothers" charity activity for many years, which has created a greater impact in society. Great influence; China Everbright Bank ranked 49th in the "Ranking of the World's 1,000 Largest Banks" released by the British "Banker" magazine in 2017; in the "Ranking of the World's 1,000 Largest Banks" released by the British "Banker" magazine in 2018 Ranked 39th in the "Bank Rankings", an increase of 10 places compared with 2017. On December 18, 2019, it was selected into the People's Daily's "China Brand Development Index" 100 list, ranking 73rd. In March 2020, it was selected as the 184th among the top 500 global brands in 2020. In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin transferred its 10.251 billion A shares of the company to Everbright Group.
China Everbright Bank Credit Card has launched credit card mobile banking on the Android platform. Regardless of whether you are already a user of China Everbright Bank Credit Card, you can enjoy mobile credit card banking services anytime, anywhere, such as credit card statement inquiries and merchant discounts. For information inquiry, credit card application, etc., the simple and smooth interface design provides you with the best experience in using credit card financial software.
1. Convenient activation method You can enjoy more credit card services after registering through the Everbright Credit Card mobile client.
2. Multiple security technology Everbright Mobile Banking adopts multiple authentication methods such as login timeout protection, login password, and multiple incorrect password entry locks.
How long does it take to reissue a lost Everbright credit card?
Generally speaking, if a credit card is lost, you must first report the loss and then reissue it. A credit card reissue can usually be obtained within 15 working days. Some weeks, if you are in a hurry, call the bank and ask them to send it by expedited mail, which usually takes 2-3 days.
Each bank's credit card reissue situation is different. If you have any questions, you can call or go to a bank branch for consultation. Generally, most banks take about two weeks to reissue a credit card. of time.
After experiencing the financial crisis and the ups and downs of the domestic economy, my country's credit card market rebounded in 2016. By the end of 2016, the total number of domestic credit cards issued had exceeded 590 million. In 2016, the national credit card consumption transaction amount reached 741.81 trillion, an increase of 10.75%, and the proportion of credit card consumption in the total retail sales of consumer goods continues to increase.
According to the "2013-2017 China Credit Card Industry In-depth Research and Investment Strategic Planning Analysis Report", since 2010, in order to curb the rapid rise in asset prices and control inflation, the Chinese government has implemented a sound monetary policy. And adopted a series of moderate tightening measures, indicating that macro-prudential and strengthened capital supervision have become the core of China's banking industry supervision. Various tightening money supply operations and capital constraint policies have an impact on the liquidity level, credit lending rhythm and structure of Chinese commercial banks. All had a profound impact. The analysis believes that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payments; credit penetration has deepened; and the installment business has developed in depth.
In February 2012, the bank confirmed that credit cards without passwords are more secure, and they will share the responsibility if the credit card is stolen. Enjoy an interest-free period of 25-56 days (or 20-50 days). Card consumption enjoys an interest-free period, and there will be no fees if you pay off the bill before the due date. There is no interest-free repayment period for cash withdrawals. A daily interest rate of 0.05% will be charged from the day of withdrawal, and the bank will also charge a certain percentage of cash withdrawal fees.
China’s credit card market is still one of the fastest-growing product lines in China’s personal financial services market. Although the economic benefits of the industry are full of challenges, driven by economies of scale and growth in consumer spending, China’s credit card market will continue to grow in the next 10 years. The average annual growth rate of credit card issuance will remain at around 14%, and profitability will also tend to improve;
According to a report released by the People’s Payment and Settlement Department of the People’s Republic of China, as of the third quarter of 2021, credit card and lending contracts will There were 798 million cards, a month-on-month increase of 0.97%, and the per capita number of credit cards and debit cards combined was 0.57.
Can Everbright credit card be replaced online if it is lost?
After the Everbright Credit Card is lost, it can of course be reissued online. You can directly submit the information online in accordance with the relevant requirements, or you can call customer service to reissue it.
This is the introduction of what to do if your Everbright credit card is lost.