1, yes, the credit card deduction is not directly related to the credit card amount. The key is to look at the cardholder's card use behavior, and don't think that thousands of credit cards can be used casually if the amount is not high.

2. There used to be many card friends who didn't take thousands of credit cards seriously and often used them illegally. As a result, the bank lowered its credit limit to 0 yuan. Although there is no card seal, they can only save money for consumption.

3. To this end, regardless of the credit card limit, you have to make good use of the card if you don't want to be downgraded, mainly from two aspects. One is to develop good consumption habits, which can be summarized as "standardizing the use of cards"; One is to repay on time, at least not exceeding the minimum repayment amount, or to handle the installment, which can't be overdue anyway.