The credit card can be cancelled directly after it is returned. Credit card cancellation can be divided into card cancellation and account cancellation. Account cancellation is to cancel all credit cards under the credit card account, and card return is to keep the single card with the credit card account cancelled. After the card is successfully cancelled, the card can be restored within a period of time. If the account is successfully closed and the account cannot be restored, the user needs to close the account to handle the card business, so that other credit cards under the same bank account will not be affected. This process can be completed by calling the customer service department of the credit card company or accessing the online account.