1. It can be said that the delivery of 500 yuan after overdue negotiation is reasonable.
2. First of all, negotiation refers to the process of communication and consultation between the two parties in case of overdue, so as to reach an agreement and avoid more serious consequences. Therefore, the payment amount after overdue negotiation is often less than the original amount owed. If the bank agrees to accept 500 yuan as overdue repayment, it will consider the actual situation of the debtor and give some relief. Such a payment amount can be regarded as a reasonable solution.
3. Secondly, overdue negotiation involves a comprehensive consideration of many factors. In addition to the debtor's repayment ability, other factors, such as the length of overdue time and the debtor's credit record, may have an impact on the final negotiation results. If the debtor shows a proactive attitude, sincere desire and repayment ability in overdue negotiations, and provides a detailed repayment plan, the bank may be more inclined to accept a lower repayment amount.
4. Summary: According to the above analysis, it is reasonable for Guangfa Credit Card to be delivered to 500 yuan after overdue negotiation. The result of this negotiation is based on the mutual communication and compromise between the debtor and the bank, taking into account the rights and interests of both parties.
5. Extended information:
For details of overdue credit card repayment, please contact Guangfa Bank or refer to relevant credit card service terms.