The fee structure of the Agricultural Bank of China credit card is relatively clear, which mainly includes the following aspects:

First of all, in terms of cost of production, it is free of charge for new card issuance, loss reporting, replacement of cards, and card replacement upon expiration. Yes, but if the card is damaged and needs to be replaced, the fee is 10 yuan per card. If it is a customized personalized card, you need to pay 50 yuan. There is also a fee for reporting the loss of a card, which is 50 yuan per card.

Secondly, for the message notification service, a monthly fee of 3 yuan per account is charged to ensure that cardholders obtain account information in a timely manner. This is an important part of maintaining account security and money management.

In terms of interest calculation rules, the overdraft interest of Agricultural Bank of China's credit cards is dynamically adjusted based on the cardholder's credit status and card usage behavior. The upper limit is 5/10,000 of the daily interest rate and the lower limit is 0.7 times the interest rate. . Interest will be accrued on the overdraft amount from the bank accounting date. For non-cash withdrawal and transfer overdraft transactions that are repaid in full before the due repayment date, you can enjoy the interest-free period.

It is worth noting that interest will be accrued from the accounting date on cash withdrawals, transfers and transactions that do not meet the interest-free conditions. Therefore, reasonable planning of overdraft and repayment dates can effectively avoid unnecessary interest expenses.

The above information comes from the official charging standards of the Agricultural Bank of China, ensuring fee transparency. Understanding these fee rules can help you better manage your finances and personal credit when using an ABC credit card.