Calculation method of handling fee of 8,000 yuan for six-phase repayment of postal credit card;

Handling fee: 8000X0.6% = 48 yuan.

Principal: 8000÷6= 1333.33 yuan.

Then pay it back every month (principal+handling fee = 138 1.33 yuan).

Postal savings bank card installment payment fee is as follows:

The free installment and billing installment of postal savings credit card are divided into five periods, which are 3 months, 6 months, 12 months, 18 months and 24 months respectively, and each month is 1 period. The installment fee is charged on a monthly basis, and the monthly installment fee is 0.6% of the total amount, which reduces your monthly repayment pressure. When there is surplus funds, you can apply for prepayment by installments through the credit card customer service hotline of Postal Savings Bank or online banking after the current bill date, and release the available credit line. The bank does not charge prepayment fee.