How to tell which bank has a good credit card: 1. Look at the number of outlets (outlets are more convenient for repayment and cash withdrawal); 2. Credit limit (the more the limit, the better); 3. How to calculate the annual fee (for example, the annual fee is free in the first year, and the annual fee is free in the second year after swiping the card several times); 4. Service (whether there is a short message service, whether the short message service is free); 5. Cash withdrawal fee, loss reporting fee, etc. 6. What is an interest-free period? 7. How about the points activities (whether the points for redeeming gifts are high or low, and whether there are more or less types of gifts).