Paying off the CMB credit card in full is related to your credit card consumption. If you spend it in full, no interest will be generated within the stipulated repayment period. However, if you withdraw cash or pay in installments, you need to repay the interest in full. The interest is calculated at the daily interest rate of five ten thousandths of your loan.

2. How much interest will China Merchants Bank pay off after 1 1000 years?

If the minimum repayment is made every month, the annual interest expense is about 1800 yuan. If you don't pay back a penny after withdrawing cash, and then pay it off in one year, the interest late payment fee is about 6.5438+0.2 million yuan, that is, 22,000 yuan with interest. If it is swiped, the late payment fee will be much less, and the total amount is about 1.4 million.

3. How much interest will China Merchants Bank pay off after 1 1000 years?

If the minimum repayment is made every month, the annual interest expense is about 1800 yuan. If you don't pay back a penny after withdrawing cash, and then pay it off in one year, the interest late payment fee is about 6.5438+0.2 million yuan, that is, 22,000 yuan with interest. If it is swiped, the late payment fee will be much less, and the total amount is about 1.4 million.

4. How much does it cost to use China Merchants Bank credit card for one year?

The charging standard of the charging items is five ten thousandths of the daily interest rate of revolving credit, namely, 0 yuan, official card 100 yuan, 50 yuan Gold Card 150 yuan, ordinary card 100 yuan, ordinary 0 yuan Platinum Card, 3,600 yuan and Platinum Card, 2,000 yuan. China Merchants Bank American Express Gold Card in 380 yuan is RMB 65,438+090 per card per year; China Merchants Bank American Express Green Card 180 yuan RMB per card per year, and green card supplementary card 180 yuan RMB 90 yuan per card per year. Now, if you apply for a CMB credit card or a partner to repay in advance, you can waive the annual card fee for the next year. Note: Except for China Merchants Bank Unlimited Credit Card, Platinum Credit Card, Corporate Card, VISAMINI Credit Card, MSN Collector's Edition Fanmi Credit Card, American Express Credit Card and HELLOKITTY Fanjin Card, the minimum repayment amount of late payment fee is B 10 yuan or USD 1 yuan, and the VISAMINI Credit Card is an emergency replacement card (VISA), RMB: USD/kloc-0. Everything): USD 155 yuan/card. Copy of handling fee for reading purchase order: domestic RD5 yuan/cash advance. Domestic: 65,438+0% of the cash advance transaction amount. The minimum charge is RMB 10 yuan/transaction overseas (including Hong Kong, Macao and Taiwan): the transaction fee for cash advance is SD3 yuan/transaction or RMB 30 yuan/transaction. Use Express Amigny Credit Card at RMB 15 yuan per set or card. If you use express delivery, you can ask for the statement three months ago, and renew the 20 yuan/replacement statement fee. Every time you apply for a new card, you will be charged a 5 yuan/expedited fee of 20 yuan. If you report the loss, you will be charged a replacement card/remitted to a bank account: free of charge. If you remit money to a non-bank account, it will be implemented according to the latest regulations. Personal card: ordinary card/gold card: 0.5% of the remittance amount, with the minimum RMB 5 yuan/transaction, USD 1 transaction, unlimited card/platinum card: 0.5% of the remittance amount, and the minimum RMB 5 yuan/transaction or USD 1 transaction, USD 10 yuan. Note: 65438+ 0.5% of the transaction amount of foreign exchange commission (handled by China UnionPay, the latest regulations of banks): 1. Unlimited card/Platinum card is free of the following fees: loss reporting fee, emergency card replacement fee, overseas card replacement fee, purchase order signing fee, card replacement fee, card issuance fee, bill replacement fee, new card/loss reporting card replacement fee, and password letter express fee. 2. Please refer to each credit card collection contract for the annual fee standard of other specific products such as 2.VISAMINI card. 3. If the above interest rate changes, the latest regulations of the bank shall prevail. Let me explain your question: 1, the annual fee is free in the first year, and the annual fee is free in the second year after spending six times this year. The annual fee varies according to the type of card you apply for. 2. The 3% you mentioned is the handling fee for overseas cash advance, that is, if you withdraw 1000 overseas, the bank will charge 10003%=30 yuan. 3. Not less than what 30 yuan means. Let's go back to the question of 2 just now. You take 500 overseas, but the bank still charges 30 yuan, and you take 200 or 30 yuan. 4. If you withdraw 1000 yuan in China, you need to pay 10 yuan. The minimum value 10 means that if you take 300 yuan in China, the bank will charge 10 yuan, and if you take 2,000 yuan, the bank will charge 20 yuan 1% handling fee. 5, overdraft amount 1000, depending on whether you swipe your card or withdraw cash. If you swipe your card, you can only repay 1000 in the final repayment period, and there is no handling fee. If you want to withdraw cash, in addition to the principal of 1000, you need to pay the withdrawal fee of 10 and the daily interest of five ten thousandths. For example, you pay back the money after100010 (10000.05% 65438). In short, using a credit card, preferably a credit card, the interest on withdrawing money and borrowing money is cyclical, and it is scary at the end.