1. The Agricultural Bank of China Huinong Card is a special product of lending and borrowing specially tailored for high-end customers in counties and rural areas with good credit awareness, and it is one of the series products of the Agricultural Bank of China Jinsui Card. General cards are designed for people who need to deposit, withdraw and transfer money.

2. The Agricultural Bank of China Huinong Card has a powerful function of lending and borrowing, and can save money to obtain deposit interest; You can also overdraw. General cards can only be deposited and withdrawn, and cannot be overdrawn.

3. Huinong Credit Card can obtain credit through various guarantee methods, such as credit guarantee, guarantee guarantee, pledge guarantee, mortgage guarantee, etc. Combined with the customer's credit status and guarantee method, the maximum credit line can reach 3, yuan, and ordinary cards do not have this function.

In addition to the above differences, Agricultural Bank of China Huinong Credit Card also has many functions that ordinary cards do not have. For example, under Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, without using other cards or certificates of deposit, and you can see demand and time deposits at a glance.

Last reminder: Most people can use ordinary cards of Agricultural Bank of China, while the threshold for using Huinong Credit Card is relatively high.

What card is the Agricultural Bank of China Huinong Card?

Agricultural Bank of China Huinong Card, also known as Jinsui Huinong Card, is a comprehensive bank card product developed by China Agricultural Bank based on Jinsui debit card business platform and issued to all farmers. As one of the debit card products, Huinong Card has basic financial functions such as cash deposit and withdrawal, transfer settlement, consumption, wealth management, online operation and real-time entry.

How to use the Agricultural Bank of China's Huinong Card:

In addition to all the functions and features of Jinsui debit card products, Huinong Card can also provide farmers with the following special functions and services:

1. Safe access for capital transfer;

2. A clear reflection of the account;

3. Social insurance certificate;

4. Direct channel for financial subsidies;

5. collect and pay water, electricity, gas and communication fees;

6. The carrier function of farmers' microfinance.

In order to better achieve the goal of serving agriculture, rural areas and farmers and effectively reduce the cost of farmers' card application and use, the Agricultural Bank of China has implemented the following preferential policies for the financial service charges of Huinong Card:

1. Exempt the small account service fee of Huinong Card account;

2. Exempt the fee for the main card of Huinong Card and the discount of transaction details;

3. charge the annual fee of the main card of Huinong Card by half;

4. when handling the withdrawal business in rural credit cooperatives, preferential transaction fees shall be implemented according to the charging standards for the special services of migrant workers' bank cards of the People's Bank of China.