Alipay transfers are divided into different arrival times according to different banks. The arrival time is divided into the next day and the arrival within 2 hours.

1. The arrival time of Postal Savings Bank of China is postponed due to holidays (if the application is successfully submitted on Friday, you will need to use your bank card on the following Monday to receive the payment).

2. The actual arrival time of Hua Xia Bank will be one working day later than the successful arrival time prompted by the front desk. (If the application is submitted successfully on Monday, the Alipay front desk will show that the payment is successful on Tuesday, and the user will receive the payment from the bank on Wednesday)

3. Banks where the payment will be received within 2 hours: China Construction Bank, Agricultural Bank of China, Bank of China, China Merchants Bank , Bank of Communications, ICBC, China Everbright, Bank of Hangzhou, Bank of Ningbo, Industrial Bank, Ping An Bank, Minsheng Bank, and Shanghai Pudong Development Bank.

1. Refund to Alipay account balance: real-time.

2. Refund to red envelopes and Jifenbao: real-time payment.

3. The refund will be made to the bank card. The specific arrival time shall be subject to the bank. If the status of the bank card is abnormal, such as being cancelled, and the return of the bank card is unsuccessful, it will be returned to the balance of the Alipay account. Please also pay attention to your Alipay account balance and bank card fund deposits.

Refunds from Alipay Credit Card Express Payment will generally be returned to the credit card account within 3-7 working days. The specific refund speed depends on the bank's processing progress.