When using a credit card again, if it is not standardized, it is likely to be locked up in a small black room by the bank, ranging from not being able to raise the amount, to reducing the amount, and even affecting personal credit information. The following small series will introduce you to why you will enter the dark house of Minsheng Credit Card.

Compared with the four major state-owned banks, Minsheng Credit Card is much easier to approve cards, and the amount of money raised is powerful. It is not a problem to use good two-in-one and three-in-one, and the curve is powerful. The amount of out-of-card and special installment cards is considerable, which is relatively durable and less harassing calls compared with other commercial banks. Whether people's livelihood enters a dark room depends on whether there is an exclusive installment beyond the quota.

little black house: there is no temporary quota, and no amount is raised. Daikokuya: There is no extra cash installment, temporary quota, no amount, and points cannot be exchanged for mileage.

In addition, the temporary credit line for people's livelihood is not as stable as Everbright. If you use your card normally and suddenly lose the temporary credit line, you may not have entered a dark room, so you don't need to change your credit card habit too deliberately.

reasons for entering the dark room:

1. installment of extra cash and exclusive installment (installment of bills will not affect the withdrawal).

2. modify the information.

3. Always make the lowest repayment, long-term empty card, high debt, small loan, overdue entry into the dark room or even stop paying by reducing the amount of the card.

4. Large amount of code scanning payment.