On February 8, 2003, 65438, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By June 5438+00, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking among the best in domestic banks. Among them, CITIC Platinum Credit Card ranks first in China, initially establishing its position and brand image in the credit card market in China. The credit card of CITIC Bank always aims at serving the public, and the purpose of running a credit card is to better serve the people. Many people who have used credit cards know that credit cards are very convenient. They can be used not only in domestic shopping malls and supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated ordinary people and made banks earn more profits.
1, CITIC Bank Credit Card
However, when using the credit card of CITIC Bank, we need to pay attention to several issues. First, develop good consumption habits and avoid washing away all internal restrictions. Credit cards are used only when your cash and bank cards can't be paid normally. The credit card of CITIC Bank has a certain amount, and the amount of general quality customers will be higher. In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Timely repayment is a manifestation of a sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card. CITIC Platinum Card will charge an annual fee after upgrading from ordinary card to platinum card, which cannot be offset by points, and will be deducted after the user confirms the upgrade, regardless of whether the platinum card is opened or not. CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.
2. CITIC Bank conducts a number of financial services.
Can provide loans for all sectors of society. In the loan business of CITIC Bank, personal credit loans account for a large proportion. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment when the current bill amount reaches more than 800 yuan. However, the bank's request for re-installment payment cannot be used for consumption that has been phased in the mall and single consumption. It should also be noted that credit card holders of CITIC Bank can apply for interest-free installment payment within three working days after the current bill date and before the repayment date. If an individual needs to use the installment method, it shall not be changed again after determining the number and amount of installments. This needs attention. In addition, we must repay in time to avoid more bad credit.
3. CITIC Credit Card
CITIC Credit Card, as one of the pioneers in the domestic credit card industry, achieved remarkable results in 2006, with business indicators such as card issuance, transaction volume and business income reaching record highs. New products such as CITIC Magic Gold Card, CITIC Credit Card "Air China confidante", CITIC MasterCard 2006 World Cup, CITIC I Card, CITIC Macau Co-branded Card, CITIC Yansha Mall Co-branded Card, CITIC Telecom V Card Co-branded Card, etc. Gome launched CITIC Mall installment business and mail order installment business in cooperation with Suning, two national home appliance chain giants, and comprehensively upgraded the top ten services of Platinum Card. The brand image of CITIC Credit Card has been highly praised by all walks of life and customers, because the store closed the exclusive preferential activities of "special days" in stages and innovated a series of services such as CITIC business travel service.
4. Glory of CITIC Credit Card
In 2006, CITIC Credit Card won the top ten most trusted bank card awards in China in the third "World Financial Lab Annual Award" sponsored by World Managers Weekly, World Financial Lab and Wall Street Telecom website. In the "China Credit Card Industry Observation and Evaluation" hosted by He Xun. CITIC Credit Card stands out from 14 rating banks. Citic Credit Card won the second best performance in China's credit card evaluation in 2006 and the Best User Experience Award in China's credit card evaluation in 2006 for its excellent performance in cost, card business, function and added value.