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Has Harbin Bank’s credit card been blocked recently?

The card will not be blocked for no reason

1. What to do if the court freezes the bank card? Freezing the defendant's bank card refers to the People's Court's decision on the defendant's deposits in banks, credit unions and other financial institutions. A coercive measure taken to prohibit its extraction or transfer. The court shall serve the bank with a civil ruling to assist in the execution of the notice in accordance with the law. After the bank receives it, it will not be allowed to pay or transfer money to the frozen depositor. Otherwise, it will be dealt with by the court. The maximum period for freezing deposits is six months. If the freeze needs to continue, the court should apply for an extension of the freeze with banks, credit unions, etc. before the freeze expires. Otherwise, if the application is not processed within the time limit, it will be deemed to be automatically lifted. 2. Under what circumstances will the court freeze the bank card? Article 29 of the "Supreme Court's Provisions on Seizing, Detaining, and Freezing Property in Court Civil Execution" stipulates that the time limit for the people's court to freeze the bank deposits and other funds of the person subject to execution shall not be If the period exceeds six months, the period for sealing or detaining movable property shall not exceed one year, and the period for sealing up or freezing other property rights shall not exceed two years. Unless otherwise provided by law or judicial interpretation. If the person applying for execution applies for an extension of the time limit, the people's court shall handle the renewal procedures for sealing, seizing, or freezing before the expiration of the sealing, seizure, or freezing period, and the renewal period shall not exceed one-half of the period specified in the preceding paragraph. Article 30 If the time limit for sealing, detaining or freezing expires and the people's court fails to handle the extension procedures, the effectiveness of the sealing, detaining or freezing shall be extinguished. If the property that has been sealed, detained, or frozen has been auctioned, sold, or paid off, the effect of the seizure, seizure, or freezing shall be extinguished.

Article 31 Under any of the following circumstances, the people's court shall make a ruling to lift the seal, seizure, or freezing, and serve it on the person applying for execution, the person subject to execution, or a person outside the case:

1. Seal, detain, or freeze the property of a person outside the case;

2. The person applying for execution withdraws the execution application or gives up the creditor's rights; The sale fails, and the applicant for execution and other execution creditors do not agree to accept the debt; 4. The debt has been paid off; 5. The person subject to execution provides a guarantee and the person applying for execution agrees to lift the seizure, seizure, or freezing; 6. The people's court believes that the seizure, seizure, or freezing should be lifted. Other circumstances of seizure and freezing. 3. What are the circumstances under which a bank card will be frozen? There are many reasons for a bank card to be frozen, including the bank's behavior, judicial behavior, and of course your bad behavior. The details are as follows: 1. Your bank card is a credit card. If it is frozen, it may be that your credit card has had abnormal transactions, such as malicious cash withdrawals, forged information, consecutive wrong passwords, etc. The bank card may be frozen by the bank. 2. For bank cards that can be overdrafted, the bank will set an overdraft share for you based on your actual repayment ability. When your overdraft exceeds the share, the bank will immediately freeze your bank card. 3. Your bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly gave more money to your account during the transaction, then the bank may freeze the extra money. Lose. One is judicial freezing. According to the relevant provisions of the law, the judicial authority can apply to the bank to freeze your bank card due to the need to handle the case. At the same time, customs, tax authorities and other departments also have the right to freeze. 4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock your bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours. 5. If your bank card expires and you do not apply for a new card, the bank will freeze your expired bank card after expiration. 6. If your bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze it.