Corporate loan process: 1. Loan application; If an enterprise needs a loan, it should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application form including the loan amount, loan purpose, repayment ability and repayment method, and provide information. Second, banks are subject to censorship; 1. The bank verifies the customer's situation and judges whether it has the conditions to establish a credit relationship according to the bank loan conditions. 2, according to the borrower's leadership quality, economic strength, capital structure, performance, operating efficiency and development prospects and other factors, to assess the borrower's credit rating. 3. Investigate the borrower's credit rating and the legality, safety and profitability of the loan, verify the collateral, pledge and guarantor, and determine the loan risk. Third, sign a loan contract; After reviewing the loan application, the bank considers that the borrower meets the loan conditions and agrees to the loan, and signs a loan contract with the borrower. The loan contract shall stipulate the type, purpose, amount, interest rate, term and repayment method of the loan, the rights and obligations of the borrower and the borrower, the liability for breach of contract and other matters that both parties think need to be agreed. Fourth, issue loans; The lender shall issue the loan on schedule as stipulated in the loan contract. If the Lender fails to issue the loan on schedule as agreed in this Contract, it shall pay liquidated damages. If the borrower fails to use the money as agreed in the contract, it shall pay liquidated damages. 5. Post-loan inspection; After the loan is issued, the lender shall conduct follow-up investigation and inspection on the borrower's execution of the loan contract and operation. 6. Loan repayment; The borrower shall repay the loan principal and interest in full and on time according to the provisions of the loan contract, and go through the withdrawal procedures according to the provisions. Article 11 of the Interim Measures for Personal Loans The application for personal loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.

How do rural commercial banks generally repay loans from large enterprises?

The specific steps are as follows:

Step 1: Log in to the mobile banking client of the rural commercial bank on the mobile phone (the mobile banking app of the rural commercial bank in different regions is different);

Step 2: Click "Credit Card" on the homepage of mobile banking client;

Step 3: Click the repayment button on the "Credit Card" page;

Step 4: Select the credit card to be repaid, and click "Repay Now" to query and select the corresponding repayment currency.

Rural commercial banks (formerly rural credit cooperatives) are an important part of China's financial system and the main cooperative financial organization form at present. China Rural Commercial Bank is an independent enterprise legal person and is responsible for the debts of rural credit cooperatives with all its assets.

Repayment Process of Corporate Financing Fast Loan of China Industrial and Commercial Bank

ICBC's rapid financial repayment process is as follows:

1. Log on to the ICBC website, select "Loan" and click "Repayment".

2. Enter the repayment amount and click "Prepayment".

3. Choose the loan to repay.

How to repay the loan of Alipay Company?

1. Open Alipay app on your mobile phone and log in to your personal account;

2. Click "My" to enter the interface;

3. Turn down the page and you will see an online merchant loan under Ant Insurance;

4. Access to online commercial loans. In the lower left corner of the interface, there is a line of fine print showing my loan. Click to enter;

5. The loan has outstanding principal, but does not include interest. Let's click on the prepayment;

6. There are rules for prepayment. A pop-up window pops up and click OK.

7. Enter the repayment amount, and the calculated repayment principal plus interest is the amount you need to pay back;

8. Click Pay. This money won't let you choose the repayment method. Basically, where there is money, it will be deducted.

How to handle corporate bank loans? Introduction of enterprise bank loan process

How to handle corporate bank loans? When handling corporate bank loans, we must strictly follow the bank loan process, so as to save time and effort and improve the success rate of corporate bank loans.

Introduction of enterprise bank loan process

1. Establish a credit relationship. The enterprise shall submit the Application Form for Establishing Credit Relationship to the bank in duplicate. After receiving it, the bank will investigate the nature, feasibility, efficiency and capital utilization of the enterprise. After investigating these facts, the bank signed a contract with the enterprise to establish a credit relationship.

2. Enterprises apply for loans. After establishing a credit relationship with a bank, an enterprise may apply for a loan from the bank according to its reasonable capital demand in the course of operation. The loan application form must be submitted when applying, and the bank will review the loan application submitted by the enterprise according to the national industrial policy, credit policy and related systems; Hangzhou enterprise loan

3. The bank conducts loan review. The loan review conducted by the bank usually includes:

Direct use of corporate loans;

(2) The recent operating conditions of the enterprise;

(3) enterprise potential plan, flow plan and its implementation;

(4) the development prospect of the enterprise;

(5) corporate debt capacity, etc.;

4. Enterprises and banks sign loan contracts. The loan contract is a written contract signed by the buyer and the lender, which is an economic contract and can better protect the interests of both enterprises and banks. The contents of the loan contract are generally decided by the enterprise and the bank after consultation, and generally should include the following terms:

① loan type;

(2) the purpose of the loan;

③ loan amount;

(4) loan interest rate;

(5) Term of the loan;

⑥ Sources of repayment funds and repayment methods;

⑦ clause;

8. Liability for breach of contract;

Pet-name ruby other terms agreed by both parties. The loan contract must be signed and sealed by both the enterprise and the bank;

5. Banks issue loans to enterprises. After the enterprise signs the loan contract with the bank, the bank shall fill in the loan notice. After the loan application and loan issuance notice are recorded by the accounting department, the last copy is returned to the credit department as a voucher for registering the loan account. To this end, how to handle bank loans for enterprises is completed.

What is the loan process of the guarantee company and how to repay it?

First, the guarantee company loan business process:

1. Application: The enterprise applies for loan guarantee.

2. Inspection: inspect the operation, financial status, mortgaged assets, tax payment, credit status, business owners, etc. of the enterprise, and initially determine whether to guarantee.

3. Communication: communicate with the lending bank to further grasp the enterprise information provided by the bank and clarify the amount and term of the loan to be granted by the bank.

4. Guarantee: Sign legal procedures such as guarantee and counter-guarantee agreement, asset mortgage and registration with enterprises, sign guarantee contract with loan banks, and formally establish guarantee relationship with banks and enterprises.

5. Lending: The bank issues loans to enterprises on the basis of reviewing the guarantees, and at the same time collects guarantee fees from enterprises.

6. Tracking: tracking the loan usage and operation of enterprises, and directly tracking and checking the operation of enterprises through quarterly tax payment, electricity consumption and cash flow increase and decrease.

2. Repayment: You can repay the bank normally.

Extended data:

Matters needing attention in loan of guarantee company

First, any investment is risky. A good guarantee company will have a complete risk control system and an excellent risk prevention and control continuous learning mechanism. This is particularly important when choosing a guarantee company. Only by controlling the risks can the interests of investors be guaranteed.

Second, the legal text is rigorous and standardized. Old-established guarantee companies often strictly abide by national laws and regulations, and will not operate illegally for short-term interests, nor will they touch the "high-voltage line" of the industry. In operation, any violation or unexpected factors may pose a potential threat to the interests of investors, so it is necessary to formulate a rigorous legal text to clearly stipulate the rights and obligations of investors, borrowers and guarantors in the contract. Only in this way can the interests of all parties be fully guaranteed. This is also an important aspect of judging guarantee companies.

Third, fully understand the assets and social reputation of the guarantee company. Usually, a good guarantee company has good assets and mature operation mode, which will win it a good social reputation and reputation.