I'm a CCB banker. After all, I'm a big bank, which can't be compared with small banks in all aspects. CCB's global payment card, regardless of the currency used abroad, is free of conversion fee and can be directly converted into RMB, which is convenient for repayment. If you swipe your card through a foreign card channel (VISA or MASTER), there is also a guarantee for reporting the loss of overseas cards, and you can pay 48 hours before reporting the loss. The most important thing is that the overseas credit card swiping activity of CCB has been going on all the time, and 6% of it can be cashed back in 800 yuan after six swipes. Haitao is the same, awesome!