Hello, the application requirements for the China Merchants Bank Credit Card Gold Card are higher than those for the regular card (including job stability, income and other financial conditions, etc.). In terms of credit limit, the credit limit of a gold card is usually higher than that of a regular card (the maximum credit limit of a gold card is RMB 50,000; the maximum credit limit of a regular card is RMB 10,000). Except for the annual fee (gold card is RMB 300 per card per year, and standard card is RMB 100 per year), the usage methods are the same. In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, we provide free emergency replacement cards and other services for gold card holders.

The new version of Heka Star Credit Card is a favorite among China Merchants Bank fans!

1) Cash advance can be obtained anywhere

2) Ten thousand merchants all over the world

3) Points are valid forever

4) Five layers of security

Card introduction: The interpretation of the word "harmony" in the Olympic Games and the formulation of the national "harmonious society" development strategy have made the concept of "harmony" infinitely improved and deeply rooted in the hearts of the people; "Harmony" ” has gradually become one of our bank’s brand promotion concepts.

Card design concept: We designed this credit card with the word "和". The design of the character "和" is divided into two parts. The character "禾" on the left is similar to the character "coin", symbolizing wealth, and the character "口" on the right is combined with sunflower, symbolizing gathering. The word "和" can be extended up, down, left, and right, representing connection, relationship, and perfectly interpreting the spiritual connotation of China Merchants Bank's "Together with You".