1. According to the regulations of Guangfa Bank, when the credit card of Guangfa Bank is cancelled, there can be no arrears in the credit card account; If there are outstanding debts, the cardholder needs to pay them before cancellation. Therefore, the credit card of Guangfa Bank needs to be repaid before it is cancelled. Similarly, if there is any overpayment left in the credit card, the cardholder needs to withdraw all the overpayment before canceling it.

2. In order to ensure the security of the account, the card must be with the cardholder when it is cancelled by telephone. If the credit card has been lost, the cardholder needs to report the loss before canceling the card. It should be noted here that there is usually a handling fee for reporting the loss of bank credit cards; If you don't report the loss, you can't cancel it directly. If it is cancelled in time, it is also in danger of being stolen, and the loss of stolen brush shall be borne by the cardholder.

3. To cancel the credit card of Guangfa Bank, you can directly call the customer service telephone number 95508 of Guangfa Bank, and you can cancel the credit card without going to the branch of Guangfa Bank in person to explain the intention of canceling the credit card to the customer service.

4. After receiving the cardholder's application for card cancellation, Guangfa Bank will review the cardholder's credit card status within a period of time, including whether there are arrears and overpayments. If there are no special circumstances, the general bank will officially cancel the credit card of the cardholder within one month to one and a half months.