The corresponding handling fee for each installment of Jiangsu Bank's credit card cash is: the third installment rate 1.3%, the sixth installment rate 2.2%, the first installment rate 12 4.5%, the 24th installment rate 8.5%, and the 36th installment rate 12.5%.
Introduction of credit card cash installment in Jiangsu Bank
Credit card holders of Jiangsu Bank can handle cash installment business. Cash installment business refers to the business that the cardholder applies for a certain amount within the credit card limit, and the bank lends the credit card installment funds to the debit card account opened by the applicant in Jiangsu Bank, which is used by the applicant to repay the loan on schedule and pay a certain handling fee within the agreed time limit.
Matters needing attention in cash installment of Jiangsu Bank credit card
① After the cardholder successfully applies for the cash installment of Jiangsu Bank's credit card, the system will release the credit card installment funds to the debit card account opened by the customer in Jiangsu Bank within T+ 1 working days. ② After the cardholder successfully applied for the cash installment of Jiangsu Bank's credit card, it can be cancelled before the day of application 17.
③ If necessary, the cardholder can apply to the bank for prepayment. The application method for prepayment is as follows: call the bank customer service hotline 953 19, select the No.3 credit card business, and then transfer to the manual service to apply.