If the applicant fails to apply for Ping An Bank's credit card, it is better for the applicant to provide more financial proof every three months in order to reapply.

If the applicant applies frequently for many times in a short period of time, it will generally not be approved, because after the applicant's application is rejected once, the banking system will record that the applicant's application is rejected. If the applicant continues to apply, the bank may unilaterally think that the information submitted by the applicant is false, and the bank will directly refuse it unless the applicant can go to the bank outlet to provide true and convincing financial proof.