If the transaction is made through the UnionPay network, the euro of the transaction will be directly converted into RMB according to the exchange rate of UnionPay.

If the transaction is made through VISA network, the euro of the transaction will be automatically converted into RMB according to the foreign exchange purchase exchange rate of CCB credit card on the day of entry and credited to RMB account. It doesn't go through a dollar account.

In addition, no matter through UnionPay or VISA, banks do not charge currency conversion fees.

If the landlord has other questions, you can ask.