Whether it is in installments or not, as long as you go to the bank, after the billing date and before the final repayment on Sunday, you will deposit the money on the credit card according to the bill amount. For credit card installment payment, all banks need to charge a handling fee, and most of them follow the principle that the longer the repayment time, the more installments and the higher the handling fee. Generally speaking, the handling fee for the 24th installment is around 7%.